INDEPENDENT ACTUARIAL CONTRACTOR

Life Insurance Actuary, IFRS 17 UK, Global Statutory Audit, Solvency II UK, US GAAP LTDI, Pricing and Profit Testing

Qualifications & Academic Excellence

A strong academic foundation and professional qualifications that complement expertise in actuarial science and insurance

Qualified Fellow Actuary

IFoA (2014) and IAI (2017)

Achieved Fellow status from the Institute and Faculty of Actuaries (UK) and the Institute of Actuaries of India.

Bank of Tokyo Mitsubishi Merit Scholarship

(2010, 2011)

Awarded a merit-based scholarship in recognition of academic excellence and consistent performance.

All India Rank 1 - 2013

Life Insurance Principles (SP2) – Modelling Practice (CA2)

Secured All India Rank 1 in both strategic actuarial paper SP2 and advanced modelling paper CA2.

Shri Ram College of Commerce (New Delhi)

CGPA 8.5/10

Graduated with distinction, demonstrating strong analytical skills and academic consistency.

Strong academics. Proven excellence. Building value through knowledge.

HOW I ENGAGE

Experience Across Engagement Models

I bring actuarial expertise and business insight through both long-term employee roles and flexible staff augmentation engagements.

Full-Time Employment

Long-term roles with increasing ownership, leadership and strategic impact.

EY India | 10 Years
PwC UK | 3+ Years
Willis Towers Watson | 2+ Years

Staff Augmentation

Providing specialist actuarial expertise on project-based engagements and client teams.

PT Prudential Assurance, Indonesia
Forvis Mazars, UK
Indian Life Insurers

Delivering value. Driving impact. Across roles, industries and borders.

FULL-TIME EMPLOYMENT

Big4 & Top Actuarial Consulting Firms (10+ Years)

Senior Manager
1 Years
Pricing, reserving, profit testing and business strategy for Indian life insurers

Manager
5 Years
IFRS 17 implementation and IFRS 17 audit for FTSE 100 life insurer

Consultant
3 Years
Solvency monitoring
Stress testing
Parallel reserving

INDEPENDENT CONSULTING EXPERIENCE

Independent Consulting Experience

Senior Manager on US GAAP LDTI Audit for leading global health insurer
Senior Manager of IFRS17 and Solvency II audit for a leading UK insurer
Identified misstatements of c10% in reserving for a LOB
Hired again for a second time contract

Building end-to-end excel models for Agency Compensation Scheme including the modelling of complex compensation elements
Contract extended by 2 months

Modelled and delivered Activity Based Costing Expense Allocation for a large Indian life insurer
Internal Audit of the reserving & pricing team for a Top 5 Indian Life Insurer
Pricing, profit testing and products refiling post pricing regulation changes

EXPERTISE & IMPACT

Core Strengths

Technical Expertise

Deep actuarial knowledge across Pricing, Reserving, Capital, IFRS 17, Solvency II and US GAAP LDTI.

Business Impact

Deliver actionable insights that drive profitability, strengthen controls and support strategic decisions.

Leadership

Lead teams and client engagements with ownership, clarity and a focus on results.

Adaptability

Thrive in diverse regulatory, market and business environments across geographies.

Trust & Reliability

Known for integrity, client trust and consistent delivery of high-quality outcomes.

Delivering value. Driving impact. Across roles, industries and borders.

Let’s Start a Conversation

I’m open to discussing how I can add value to your team and contribute to your business goals.

My Blogs

Read my articles on IFRS 17, Reserving, Pricing, Solvency II, Auditing, AI and emerging trends in insurance.

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